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What Is an Executed Contract in Real Estate?

What Is an Executed Contract in Real Estate?

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A mountain of paperwork varies hands over the course of a property transaction. The most important of this documents is the agreement of sale, which is the contract that obligates the seller to transfer ownership of their property to the purchaser in exchange for payment of the purchase price. At what point the contract is […]

Buying Furniture for smaller Rooms With Low Ceilings

Consider it as a cozy, inviting room with a sense of a secure sanctuary. With that vision in mind, select furniture for your little, low-ceilinged room knowing that even though the scale is reduced, you are still able to make the impact of a well-designed room. Color plays an important role, as does furniture styling, […]

Cheap Do-It-Yourself Kitchen Cabinet Alternatives

Cheap Do-It-Yourself Kitchen Cabinet Alternatives

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Storage space for cookware and dinnerware remains a necessity even when kitchen cabinets are not available and are not a choice — or you just don’t have enough. Craft your kitchen-storage solutions with shelves, free-standing storage racks and repurposed furniture, which also lends itself to a eclectic, creative decor style. Bookcase Bounty Bookcases of various […]

Do I Refinance a Mortgage After a Chapter 13 Discharge?

Refinancing a mortgage after a Chapter 13 bankruptcy discharge is possible with time and planning. A mortgage refinance is when a homeowner receives a new loan, typically with better terms, to pay off an present mortgage debt. A Chapter 13 bankruptcy, generally referred to includes a repayment plan for creditors. The debtor’s current mortgage creditor […]

What Are the Items to Consider When Starting a Homeowners Association?

A homeowners association is a legal entity that takes care of and represents the rights of land of homeowners within a specific community. The objective of a homeowners association is to keep and, possibly, increase property values within the area. The association accomplishes its goals by caring for community land and enforcing constraints on land […]

Sale Outcomes on Credit Scores

Sale Outcomes on Credit Scores

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The nation’s foreclosure crisis has attracted several foreclosure-prevention choices to life. Lenders, frequently in conjunction with the national government, may work out some form of loan assistance, which range from payment deferral to a mortgage refinance or alteration, to keep borrowers in their dwelling. For families that don’t qualify for a number of those above-mentioned […]

How Do I Locate the First Blueprints to a Home?

How Do I Locate the First Blueprints to a Home?

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Contractors use blueprints to guide the building procedure. Blueprints show that the floor plan, the location of electrical and plumbing fittings, and the materials for use. By law, contractors are required to include a copy of the blueprints when they submit an application for a building permit with the civil construction department, which preserves a […]

How Long Would You Purchase Mortgage Insurance in an FHA Loan?

The Federal Housing Authority (FHA) always needs mortgage insurance on their mortgage loans. Its official title is Mortgage Insurance Premium (MIP) and is charged to the borrower at closing in two parts. Although it can be paid in money one is generally funded with the loan. Because it’s paid in full at the closing, it […]

What Happens If a Mortgage Company Collapses?

What Happens If a Mortgage Company Collapses?

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Hearing the company that holds your mortgage has collapsed may trigger both fear and hope. If you are expecting that it means you won’t need to pay your mortgage, then you are out of luck. You’re still on the hook for the money. But if you are scared it means you’ll need to pay off […]

Upside-Down Mortgage Advice

Upside-Down Mortgage Advice

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Being upside down to a mortgage can be an embarrassing situation for any homeowner. Owing more on a home than it’s presently worth may limit a borrower’s choices to remedy the situation, so some owners may feel trapped in a bad situation. Homeowners need to evaluate whether they are able to afford to stay in […]